So how does this Rent To Own thing work, anyway?

Our Rent To Own home ownership program does exactly what it says - it helps you to become a happy home owner, even if you have damaged credit or lack the full down payment required for a traditional mortgage. As long as you have the income to afford typical house payments, then we can help you with the rest!

10 Simple Steps to Easy Home Ownership:

    1. You take a tour of one of our available Rent To Own houses to make sure it’s right for you, and to ask us any questions about the house or our programs.
    2. If you like the house, you fill out a 10 minute application to see if you qualify for the program.
    3. We evaluate and qualify your application based on your total household income, current employment, available initial down payment, monthly payment capacity, and other basic details.
    4. Once you’ve qualified, we calculate the proper term length to ensure you have enough money saved and your credit’s in great shape (2 years on average). This will also determine your monthly payment, which is simply the standard carrying costs for the house plus the portion that needs to be saved each month.
    5. You provide us with your initial down payment (usually 2-3% of the home’s value) as well as first and last month’s rent (sometimes negotiable), and we hand you the keys to your new home!
    6. You move in as soon as you’re ready!
    7. We connect you with our Credit Repair Specialist, who guides you step-by-step through the credit repair process and supports you throughout the entire term.
    8. Once you’ve qualified and have been pre-approved for a competitively priced mortgage at the end of your term, we connect you with a Real Estate Lawyer (or use one of your choosing) who oversees the sale of the house from us to you.
    9. Your lawyer will allocate the full amount of your accumulated credit to be used as your full down payment (usually 5%) and related closing costs, which means you don’t have to come up with extra money at the last minute to purchase your home.
    10. YOU OWN YOUR OWN HOME! Time to celebrate!!!
    Discover Why Our Customers Are So Successful

    Getting started is easy, and there is absolutely no obligation. You can send us a message using our quick Contact Form or simply call our toll free information line at 1-800-658-1531 to leave a voice message.

    We’ll schedule a time that’s convenient for you to discuss your options, explain how our Rent To Own home ownership programs work, and give you the details you need to make an informed decision that’s best for you and your family. 

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